The introduction of CRR 3 (Capital Requirements Regulation) - often referred to in discussions as "Basel IV" or "Basel III final" - means that the financing of companies through bank loans is about to undergo a radical change. It is already clear that stricter capital requirements will influence the credit landscape.

From this year, significant changes will apply to the calculation of risk-weighted assets (RWA). In addition, the introduction of the so-called "output floor" - which represents a lower limit for internally calculated RWA compared to standardised approach RWA - will increase the capital requirements for banks. The output floor of 50 per cent was introduced at the beginning of the year. This factor will increase by 5 percent annually until 2029 and will finally reach 72.5 percent from 1 January 2030.

But what do these changes mean for companies and what impact can they have? What factors and measures can influence them? And what role do external ratings play in this?

In the VDT online event "Basel IV: What the changes mean for treasury", experts from Deutsche Bank will provide an overview of the changes resulting from the stricter capital requirements for banks and an outlook on what the world of corporate finance could look like in five years' time. There will be plenty of time to ask questions during the online event. The moderator will be Ulrich Rapp, member of the VDT's Equity & Debt department.

The presentation documents for this online event can be found here in the library.

We would like to thank all those involved for the successful realisation of the events and the participants for their positive feedback.