Special insurance conditions are insurance conditions that apply to an individual contract, a certain number of contracts or a certain risk group, in addition to the General Insurance Conditions. As a rule, they contain risk-specific extensions or exclusions. The provisions of the Special Terms and Conditions of Insurance (BVB) take precedence over → General Terms and Conditions of Insurance (AVB) before.

Source reference: See VDT publication "VDT article series part 5 l Glossary" and the source indicated there.