The case of damage is a → Damage eventloss that occurs during the term of an insurance policy to certain insured persons, property or rights. In the event of a claim, the damage has already materialised. The hailstorm, for example, is the → Damage eventThe single-family house damaged by this was the claim.

Source reference: See VDT publication "VDT article series part 5 l Glossary" and the source indicated there.