An obligation is an obligation that companies must fulfil with their contractual partner, i.e. the → Insurerenter into. Depending on the insurance policy, different obligations arise that are set out in the contract. These obligations cannot be enforced or sued for, but there are legal disadvantages if they are breached. The consequences range from a reduction in benefits to a complete loss of entitlement. The → Insurer may also terminate or withdraw from the contract with a special period of notice in the event of a serious breach of obligations.