An obligation is a commitment that companies have towards their contractual partner, that is, the → Insurer, apply. Depending on the insurance policy, different obligations apply, which are set out in the contract. These obligations cannot be enforced or taken to court, but legal disadvantages arise if they are breached. The consequences range from a reduction in benefits to a complete loss of entitlement. The → Insurer may also terminate the contract with special notice or withdraw from it in the event of a serious breach of obligation.