Germany’s largest provider of surety bonds with a global presence

For over 25 years, deposits and guarantees have been our core business: we serve more than 1,350 clients and manage a guarantee portfolio of over 20 billion euros (2025). On average over the past six years, the annual growth in the volume of guarantee-backed loans has been over 2 billion euros; during the same period, Gracher accounted for an average of 50 per cent of the total market in new business.

But we offer much more than that – the full range of financing options.

Whether it’s surety insurance or alternative financing products such as factoring, whether it’s risk mitigation models such as trade credit insurance or fidelity insurance, or whether it’s an overdraft facility or a private debt fund: we have a comprehensive overview of the market and offer you individual, bespoke financing solutions. We would be delighted to advise and assist you in finding the best cover or financing option for your specific circumstances.

In addition, complementary services such as digital surety management via the “gracher Surety Manager”, ‘gracher Master Cover’ for checking the compatibility of various surety credit agreements, the ‘gracher Database’ containing more than 2,500 data records, and worldwide support from ‘Surety Alliance’, etc., round off our comprehensive range of services for our customers.

We would be happy to arrange a face-to-face meeting with you to provide a detailed overview of our full range of services and analyse your specific circumstances.

www.gracher.de