Cyber insurance takes effect following attacks on a company's data or IT systems ("information security breach"). It not only covers the costs of data theft, business interruption and compensation to third parties, but also provides customers with a comprehensive range of services in the event of an emergency: After a successful attack, the insurance company sends and pays for experts in IT forensics, arranges specialised lawyers and crisis communicators. In this way, it helps to minimise the damage to the affected company.