cflox is an international payment institution that combines payment processing with working capital and financing to deliver unique solutions. With a focus on working capital, cflox helps its customers optimise their payment terms and cash flow. They can choose between making early payments to suppliers or securing extended payment terms without involving the suppliers.
In collaboration with numerous established international financing partners such as Deutsche Bank, Commerzbank, ING and UniCredit, as well as through over 100 active customer programmes, cflox offers bespoke solutions to enhance liquidity and efficiency within the supply chain.
cflox GmbH is headquartered in Hamburg and is registered with the Federal Financial Supervisory Authority (BaFin) as a payment institution (under the Payment Services Supervision Act – ZAG) for the provision of payment services in Germany.
Ralf Kesten
Gaußstraße 190c
22765 Hamburg
Email: r.kesten@cflox.com
Telephone: +49 40 22 86 97 85
